50% OFF Credit Repair – Only $49.99 per month – CreditFirm.net

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A law firm is better at dealing with legal issues and problems associated with the credit recovery process. Moreover, the firm has been operating since 1997, making it one of the oldest credit repair companies in the country.

What is a lending firm?

CreditFirm.net, a credit repair law firm based in Deerfield, Illinois, is a big asset in itself.


A law firm is better at dealing with legal issues and problems associated with the credit recovery process. Moreover, the firm has been operating since 1997, making it one of the oldest credit repair companies in the country.

With a combination of reliable customer service and affordable monthly payments, the company promises to provide you with “the best credit repair service”.

They will work to help you improve your credit score for a specific purchase, such as a home, car, or refinance, or to increase your credit score in general. The company has helped over 60,000 people in all 50 states of the country.

Rather than focusing strictly on fixing individual credit points on your credit report, they make improving your credit rating their top priority. They know the most effective steps to take to improve your credit rating, and they will be the focus of your efforts.

If you only have one or two derogatory entries on your credit report, a regular credit repair service may come in handy.

But if you have reports of multiple violations, especially large ones such as bankruptcies and foreclosures, you will need the services of a loan repair law firm.

This is exactly what CreditFirm.net is. And as a law firm, they provide the highest level of representation in dealing with credit problems.

The company will represent you for an unlimited number of loan repair problems and will do it for a single flat monthly fee. They charge no upfront fees or hidden fees later in the process.

Moreover, the company has been repairing loans for over 20 years. And they receive high marks from both third-party rating services and former clients.

When you have problems with loans that require the use of “heavy artillery”, CreditFirm.net should be your assistant.

Company ratings

The company has the following ratings from independent rating agencies:

  • The Better Business Bureau is rated ‘A +’ (on a scale from A + to F), although the company is not BBB accredited.
  • It gets three out of five stars from Trustpilot with a 6.9 rating (10 is the highest) based on 20 reviews.
  • CreditFirm.net has five stars out of five on Yelp, although this rating is based on only two reviews, each giving the company a five-star rating.

How CreditFirm.net works

Like most credit repair firms, CreditFirm.net starts with a free consultation where they get to know you and your credit situation.

Knowing that nearly 80% of credit reports contain material errors, the firm is working to correct these errors, as well as other credit problems, to improve your credit score.

After a free consultation and after you decide to continue with the service, they will ask you to send a copy of your most recent credit report. If you don’t have a recent one in stock, they can help you get one.

Credit repair

CreditFirm.net’s loan recovery process works differently from competitors. It starts with a legal audit of your credit reports by a licensed attorney. A lawyer carefully checks every document sent to your creditors. They also use hundreds of automated legal cross-checks as part of their Fair Credit Reporting Act (FCRA) compliance verification database. This allows the firm to continue the loan recovery process both legally and permanently. This is another major advantage of a loan repair firm staffed with lawyers.

Once you start the process, CreditFirm.net will usually send out investigation papers within 3-5 business days. They claim to have helped clients remove bankruptcy, court orders, tax liens, fees, write-offs, late payments, withdrawals, and even foreclosures from their credit reports. Naturally, any legal debt – such as tax liens – will need to be paid as part of this process.

CreditFirm.net will work with lenders on your behalf and use your legal rights to remove or correct derogatory information from your credit reports. They also correspond with the three major credit bureaus to confirm that all changes have been made.

Unlimited services provided by CreditFirm.net

CreditFirm.net provides the following  unlimited  services:

  • Credit bureau problems
  • Query Tasks
  • Problems with name change
  • Dealing with deviations
  • Goodwill interventions
  • Escalated information requests
  • Debt check
  • Discontinue and reject requests

Escalating information requests  are “moderately confrontational” where a company asks a lender to provide evidence of compliance with various consumer protection laws or to change the way your account information is presented on your credit report.

Debt verification  is a more aggressive strategy in which the company requires a full account from the creditor. This may include requirements to provide copies of the original signed statement or contract, previous statements and other documents, forcing the lender to prove your liability in detail and remove negative information if such information cannot be provided.

The company usually expects the loan recovery process to take at least 12 months, but this will depend on the amount of loan recovery needed. However, they report that clients usually reach their credit goals within 6-8 months of signing up.

CreditFirm.net Features and Benefits

Credit education

The company website has a website dedicated to providing credit education. This includes a discussion of credit reports and the use of credit reports, the three major credit bureaus where you can get a free credit report, and credit ratings and the factors that make them up.

Credit Repair Blog

In the blog, you can get specific information about collection agencies, credit cards, credit ratings, credit reports, identity theft and real estate. All topics are presented in a question and answer format for easy understanding.

Personal loan advisor

When you sign up for the service, you will be working with a personal credit counselor. He or she will keep you informed of the credit recovery process. They will even advise you when and where to apply for a loan in order to improve your credit ratings.

Choose your own credit goals

You can unsubscribe from the service at any time. For example, if your goal is to improve your credit rating from 580 to 650, you can cancel the service when your rating reaches that level. But you can also continue if you want to raise your account above 700. How long the service will take will depend on the number and depth of your credit problems, as well as your personal credit goals.

Timing Result Table

It is difficult to predict how long it will take to see results after starting the program. But they recommend that you see results from individual lenders within 30 to 45 days of registering with the service. At the same time, they also recommend that you wait at least 90 days before you notice a significant increase in your credit rating.

Customer service

You can contact the client both by toll-free phone and by e-mail, 24 hours a day, seven days a week.

CreditFirm.net Site Security

To keep your personal information safe and secure, this website is protected by 128-bit Secure Server Layer (SSL) encryption. This technology encodes information sent over the Internet to ensure confidentiality. The company’s policies, procedures and technical systems that store, process or transmit cardholder data are fully PCI / DSS compliant.

Prices and fees

Unlike many credit repair firms that charge both a prepayment and a recurring monthly fee, CreditFirm.net only charges a monthly fee.

As of 6/1/21, the fee is $ 49.99 per month while you participate in the program. This flat fee covers all services offered by the company without any additional fees or hidden fees.

You can also cancel the service at any time without penalties or additional obligations.

How to register on CreditFirm.net

You can register either by phone or by filling out a simple application in the right column of the web page. The purpose of the contact will be to establish a free consultation.

For billing, you will need to provide a credit card for monthly billing. The first payment will be charged five days after you sign up for the service, and then on the same day of each subsequent month while you participate.

And again, you can refuse to participate in the service at any time. CreditFirm.net does not require any upfront payments and does not accept prepayment for future services.

Pros and cons of a lending firm


  • CreditFirm.net has one of the lowest fee structures in the industry, with the only monthly fee available. There is no prepayment to start the process.
  • The company operates like a law firm, which gives you the highest likelihood of success in dealing with your creditors, including those who are least willing to cooperate.
  • Customer service is available 24/7, which is another unique feature in the industry.
  • They are very realistic in their initial estimate that it may take 12 months or more to fully recover the loan. While it is true that some negative information can be corrected within a few weeks, others can take many months.
  • For a low monthly fee, CreditFirm.net will provide unlimited credit repair services. This will be especially valuable if you have multiple credit problems for many years.
  • In addition to credit repair, the company provides a wealth of credit information to help you better manage your debt now and in the future.
  • The company has received high marks from Better Business Bureau, Trustpilot and Yelp.
  • CreditFirm.net operates in all 50 states.
  • The company has been engaged in credit repair for over 20 years, which is a lot for the credit repair industry.


  • The CreditFirm.net website is a bit crowded and can be difficult to navigate.
  • The company does not provide debt settlement services, in which legal debt obligations are negotiated and calculated for a lower amount. While they can provide advice, debt settlement is a process that you will need to do on your own.
  • As a credit repair law firm, CreditFirm.net does not provide guarantees for the results of the services provided. The only guarantee they offer is that they will protect you as best they can for beneficial results.

Is a lending firm profitable?

Best of all, CreditFirm.net provides the commission they charge. For a one-time very reasonable monthly fee of less than $ 50, they provide unlimited credit repair services. This includes using a variety of well-established strategies to tackle every credit problem, no matter how complex it may be.

And let’s face it,  sometimes you need a lawyer in your corner!  CreditFirm.net can be such a lawyer.

If you need more information or would like to subscribe to the service, visit the CreditFirm.net website.

Will CreditFirm.net work for you?

As a credit repair law firm, CreditFirm.net will work best in situations where you have a significant amount of credit or higher level problems such as bankruptcies, court decisions and tax liens. The company does not promise miracles, but it does suggest that they provide all the legal remedies available under the law to restore your credit history.

What may be most important is their commitment to improving your credit score. This is the most common goal that people with disabilities pursue. As a credit repair law firm, CreditFirm.net knows which elements of credit will most affect your credit score. These are the problems they will tackle first.

For example, they may decide to tackle your latest credit problems, as they have the most significant impact on your credit rating. Older problems that may disappear from your credit report after a couple of years may be given lower priority.

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